Do you see Retirement Horizons?

Even with your retirement finally coming into view on the horizon, it's still not too late to review your pension funds. A Pension HealthCheck can ensure that your pensions are still aiming to deliver your desired retirement lifestyle. There are a number of options to secure the retirement you deserve - so making the right choices now could provide you with a comfortable and enjoyable retirement.

Key considerations at this life stage

1

Will you become debt free in retirement? Ensuring you're debt free is an important consideration when reviewing your pension. Without your regular working income, you may struggle to pay your mortgage or any outstanding loans you currently have. A no obligation Pension HealthCheck can identify if there are any funding gaps between your retirement income and debt outlay.

2

Protecting your pension against any last-minute slumps or crashes in the stock market could be the difference between a basic or comfortable retirement. Selecting a suitable policy that can offer greater security while still giving you a solid return could be ideal - especially as you move closer to retirement.

3

Just because your pension funds are maturing, it doesn't mean that they should stop performing. It's not too late to review their performance – and don’t forget, changes in your personal circumstances may substantially affect which option is right for you. You will potentially qualify for a state pension, but increasing your potential monthly retirement income with a better performing private pension could make all the difference to your lifestyle.


How can Pension Works help you?

As retirement is on the horizon, knowing the options available regarding your pension is important. Pension Works' Independent Financial Advisers will advise you on the best options to gain access to your retirement fund.

With only a few years left to your retirement, securing your pension value will become increasingly important. Pension Works will carry out a fact-find to assess your current outlook and advise whether your current policy and pension investment meets your expectations.

It's never too late to carry out a Pension HealthCheck on your policies. Pension Works can evaluate your current pension(s), and if they are performing well, we'll tell you that with no obligation or charge. It’s just good to know.

What life stage you're at matters

As you progress through your working career, your life stage can have a profound effect on your future retirement and pension provision.

Find out more

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