Making your pension work smarter

Managing your private pension can be daunting, and you may be unsure that your pension will deliver for your retirement. At Pension Works, it's our job to make sure your private pension is working smarter, and our no-obligation Pension HealthCheck will provide pension advice tailored to you.

No matter how you picture your retirement, the last thing you want to discover is that your hard work and saving into your personal pension has still left you short due to hidden fees and weak investment growth.

Pension Works' free, no obligation Pension HealthCheck will evaluate your private pension(s) to see if they are performing as they should. If your private pension isn't performing, our pension advice will help you get back on track with your retirement plans. If your pension is in good health, we'll tell you, and it will cost you absolutely nothing for that peace of mind.

Here’s how we work

Get in touch with us 1

All we need is the name of your pension provider to get started. We will then carry-out a HealthCheck of your existing private pension to ensure it is performing and will deliver the funds for your retirement plans.

We’ll assess your pension options 2

We'll then use our specialist understanding of the pensions marketplace to assess your pension options. It could well be that there's a better pension policy for your investments and your retirement goals, so we'll search all providers including the biggest and best-known in the UK.

Advice you can rely on 3

Your dedicated Independent Financial Adviser will assess the responses from your current provider, compare them against the market and will give you expert advice and recommendations about your options.

Make your own decision 4

If you choose to move or make adjustments to your pension arrangements, we can take care of everything for you. It is as simple as that. If your pension is in good health as it is, then we'll tell you, and it will cost you absolutely nothing to have that peace of mind.

How much could you be losing?

Simply moving to a policy with lower fees, your pension could grow by:


Figures based on a pension fund value of:


*Figures based on comparisons between pension policies charging 0.5%, 1% or 2% annual provider charges. Pension fund value assumed 5% annual growth. Based on a £70,000 pension fund and example client being 40 years old and retirement at 65 years. Graph is for illustration purposes only. Please note investments can go down as well as up.

Why Pension Works

No obligation, no pressure

Our Pension HealthCheck comes with No obligation and No pressure. If your pension is performing we’ll tell you so, and it won’t cost you a penny.

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Independent and transparent

Pension Works are not tied to any pension provider. This allows us to stay independent and only select the most suitable and best-performing policies for you.

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FCA Regulated and ISO 9001 Accredited

We are fully regulated by the Financial Conduct Authority, and ISO 9001 accredited, meaning our advice will always be in your best interests.

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Convenient and flexible service

Being a telephone and internet based business, we can provide independent and professional pension advice at a time that suits you.

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We take great pride in our work

We work with the whole of the market including the biggest pension providers across the UK

Is your pension working hard enough?

It's important to keep an eye on your investment. We'll tell you how it's performing, and what you can do to potentially improve it.

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How does the pension market work?

Pensions are tax-efficient long-term savings to provide for your retirement. There are two main kinds – Defined Benefit and Defined Contribution.

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Your Life stage matters

Your pension priorities might change as life goes on. Tell us your life stage, and we'll explain what's right for you.

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